-- broad -- they paid commercial program and does not what do you have a management. Accountant. Or WORE radio. Good morning welcome -- retirement. Yeah. -- -- -- In an -- of all of how we. Were hiring your. What is the economic. We -- out and make. It. You wanna call and re nice and Green Green -- Or have been in Hamburg if need be will be general nature of time -- capital and group. Member in -- and down all into suitable of the individual. Way of will be or. Are we all. Our program mainly with. Or with him. On the and -- -- Last week we jet engine arm. Eight that he demands could be caught up in a little longer. -- we could eliminate or. And then. The then they wouldn't -- command within in me the comment. And only get murky and ever literary agent that commandment. Honor your father and mother that -- be long upon the land. But lord your god is giving me. And as we think a mother and tomorrow we need to honor fathers and tomorrow where they -- mother out and Marla about tomorrow mother who lives with us -- -- why you work so hard here the families and home. One thing to have a lady like they had in my life that means so much and Nickelodeon very much. People know that all of my. Really wanted to -- you know. Your mom and I admire you -- We ran around. I'm end. I'm real problem. And I'm -- a little. Problem import. Where there -- people all. But in -- -- outta here. And -- -- -- -- In the -- -- learned by our advice. -- very well known. Advertise -- bank. And 89 year old. -- And -- The -- Eighty I -- only -- it. -- were now when you are old you are. Beat -- -- people. Or. Find out amateur. And shocked to find out that they're in sheer mutual we're a big. Commission. You're a quarter -- and they didn't didn't get to. Know. Vary important. I am. I just try again. And here we're getting real good. Well you're shooting a low. Amount of you've been doing -- I would say that right or would be your read. And probably a good idea you'd be looking around to get an alternative could -- -- Well doing the same thing over again and expecting to. That nation of insanity. And right now. I have client they may back a -- of the money that lost in the market in 191011. And eight. But -- Or rollers very grass than they've been happy that they've -- the money back with their living in year. The calls the next 2008 is on the way. And I don't know when one abatement. Not worth risking your entire life savings or you can completely -- -- -- holder along bear market don't war. But I'm all right I'll withdrawals on a long bear market can be absolutely -- that. Dropping you can run out of money we people who have ran out of money the Oregon Al and -- year. Taking. That was. Yeah. We got a little bear market on. Or. Go. Omar. And -- armed. Where he serial what are you. I called -- bull -- -- but we're all broke on what are we aren't. We mark this week or market and durable. The market. Real information. The we really are not all -- mark did we wouldn't -- -- week and it more because we're -- the people and trying to get them twenty or forty years. It would out running out of money. Or just. A how the war. What -- -- this week. Relevant here. Go back twelve years ago. -- well. We did a year. The Dow. I don't. Like. Actually -- the Dow thirty company. The overall. In my opinion and 500 companies. Are in. October. -- and given the -- I was at a time. As we hear it down at thirteen three more than twelve all. Our our that was. That was. Your period where the market dropped. Now twelve mark -- right now around thirteen and from where -- just ran me. But all the way out 2000 in the dotcom crash and action of the two together. We hear you -- in about thirty now. -- -- -- -- How long the good. To make those kind of law. -- And and wrong in law. And any night. Here. You've got -- We're on muddling along that we -- on the out of MarketWatch. And Morgan Stanley has two. Are not always went all the confidence earlier actors. And in the the US economy will probably muddling along with two point in our gross -- and unemployment next year but they're in great danger that it will all call it looming at the end of the year economist David Greenlaw a Morgan Stanley. Or the month war MarketWatch. The economy is ending but we're very horrible to -- And if -- energy price. And the continuing danger in Europe. Your delivery and I'm an energy price might help the little. Girl or her the huge and and -- meaning that will -- automatically on January that our congress doesn't that prevent them Green off the automatic changer and Apollo -- will tracked about sky -- point. The demand product. And you demand -- -- we are. Your and when we come back a little -- happened we mark what happened. Morgan and Jaime diamond and all. Are talking a little bit of a many new and -- -- need you may have your own and got an entrepreneur. And and we all important Arab -- and we are aware. Where do what. And did you mean it really work. Or. You will be a great paint job and look -- we'll all. Out. -- -- -- And the -- search engine. And what. And the people do when you're group I work with a call creating highly. Are and what you do. You're gonna pop those goals higher and higher and higher. You'll be open. Oh. You're in good it does not yet even got a one out of -- -- engine and all should let me look at -- and create eighty I've gotten. -- -- get the lowdown -- -- -- -- I think. Thursday an. -- Hi -- -- on mount a big day remember umbrella and rain jacket and they. Bring. -- whether her meteorologists and on radio at your heart -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Woodruff road during. Your car around him. Why each leading our own children didn't need that. It was right. Never content. Indian -- rest and -- them well didn't do it. There and her motives to this is -- we want to use. And her mother is too small and law and I. Was looking more. Media to put off to an abrupt. You didn't. We really lovely team and would recruit Presbyterian Church featuring Karl. Check out and win at Woodruff flu doctor okay. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Hi this I don't McCain on the road twenty years and I -- -- and Stanley and company. -- right here on and you'll continuing to rise in the average -- to -- the idea of traveling -- scenes offers group two -- -- -- local or an idea traveling with a great can be a reality. Doors are based on a minimum of -- out however largest motor car -- at all motor ran well if you're buying the dvd layers and DirecTV. Drivers and -- media director and they -- -- into what. Can make all the -- are all right -- I. Pack your -- in the fourth monitor. Just right I -- of -- Contacting. Or eight point seven. Or keep it once and race. Massage can be had a perfect gift for mom this Mother's Day treat mom to a massage or facial with a gift card -- -- -- -- the professional staff a massage -- will each with a mom gets the special treatment she deserves natural -- relaxed and ready to get back to be a great month there's a locations in Greenville Spartanburg insurgent go to purchase a massage and be gift card -- -- -- -- Tell Mike Gallagher -- potential got to -- aromatherapy upgrade. Massage envy is open evenings and weekends to believe the goal of it you will do my size -- Is your losing your money worries you call looking -- and 808778. Complimentary consultations. Welcome back I'm planning a -- My -- on the day. Your goal and retire. -- in addition it just seemed on that last long range. Problem with it we don't really know they wanted to. If somebody had a client in the day ago Leah. In an ally on the back in time. And -- -- we know about mayor the east that I'd be in it won't let me out of the car. One -- -- don't you know riddle me around a big unknown how long living longer in the Wall Street Journal out. Our religion. -- -- -- The latest now. And Shelby cobra mustang. Modern day or hour and -- -- over 200 mile an hour now I think I. On that would be a great car because you get every where why. Or again and -- loved. Leo it. Not a living longer are rated a or order a long time and it was or even the chain and tumbling home like 19 and around on the road it all graveyard and and -- Michael. Douglas though he lived at the ripe old age of eighty. Here's 102. This year he had when he dad. The game yells out. That that went and and there -- -- match. And turn like a written below it at what. And -- that is it miles from Dublin. -- -- brought them up I was gonna talk about. -- great in -- journal retiree you're caught -- and another re. Important you do retire and he could you -- in more than you out. According to Medicare. I year old couple retiring in 2012 and at least 240000. Dollar and help -- During her life and retirement. -- increase last year. I've year old. 82 year old husband -- -- But your problem many people are living longer than. It could be well over that 240. And that not even -- -- -- -- long. -- her home her car which I know what. You need to be thinking about it and we help you that well but I thought. While we're on the subject of putting money where people always go our report -- -- tricked them do all paid for the grocery Arab mother and you -- -- Juror and another RR at the one thing you need to be apparently need to be -- money or. I mean. -- don't have -- real problem. You know you -- Look into getting around a lot of people overlook that on -- because -- an article that 49% of Americans savings built for retirement. I don't. Edit. But apparently. 40% of people. Around NN money Americans. Have there -- problems savings or retirement. About 49% of Americans say they are you getting -- and plan according to a survey conducted battle camera trade. On it and I think in this survey were serving giving the people in need to rely on their per -- make ends meet in retirement. People aged eighteen to thirty or. Are the only likely to be waiting with reporting that they are not currently contributing to a retirement plan like an. And is nearly happened -- they are planning to contribute to an -- -- -- important in only a quarter of American network financial. And all the plan retirement. Meet. In all of the kind of -- Her whole. Population. -- -- -- with no money they're gonna do it populations have done well in Germany during the Weimar republic. The union that. When I mean they're gonna look to government to help them and name and toward the roads are right they are because of it in the you about it and we talked many times on the program about the government and -- oral one lands. Article a week or back about we talk about it right or rationale for government to come along. More and more -- where -- -- -- -- -- We're gonna put in oral and we're gonna we don't know more in -- in the market. And I'll let you in the government bond. Do we. Will you do when you retire -- help. -- I'm. An -- And New Orleans and you are a way out of that and you can do what I call and or roll over. -- all -- you can ever you do that or one moving into an irate you control and we showed them what you take hiring me. And turning -- to -- That you and your want to hear that you've giving your of your money would do and and and an old army general who. -- -- I -- You. Had to do it and helped her to -- and some idea where you roll. Three. You really want to be in bed. Without. My only. Reminds -- of the church picnic. -- isn't sure had a big picnic and they were going to blue ridge parkway will be a good drive the lead early in the morning. And all the way up there's a lot longer to get up toddler park where they anticipated they know a lot of families children are hungry and everything they they. Got out there are amateur and everything they ended up being smaller aperture as well they didn't get the -- -- about 2 o'clock. -- of people on the bus they -- -- -- of -- Well we got the picnic those people had already there on everybody started eating mold they started. -- the -- a look at get people that have aids is there blond and can. Share the Clinton you know. -- Christian thing to do is -- you know we hear a lot about people that are Christians about how -- you know. It's amazing you know let's Obama only his -- and Red -- You know lead him to the conclusion that a million ought to marry men and women ought to marry women you know as I don't know what Chris Brown he's getting that prompts but a history of pro -- going to be. I have been diligent in savings. They wanna take from those people and give it to those at the end there. Money and did it play and that not a biblical -- Nobody is written another book written by Karl -- More. Of what. What you. We are leaving and -- Think about it does indeed be an incredulous. That. For the real right around at any moment we're watching. Them holding problem with European. We have. -- do -- election underway nearly. Going on while we we look back on American American and what happened this week on wall and with Jamie diamond and it finally what a horrible week or. Not broke and they -- about what happily JPMorgan. -- You are toward retirement and or you are retired the -- You. Know what you're doing or. Alternatively. -- do. You don't you are. Only to -- US income distribution. In order to get to. Your retirement you're out running out of money. And believe me there are. 800. And that is already complimentary. -- Pressure -- -- -- -- -- and we can't -- the important thing right there and. -- -- -- -- -- -- -- -- -- -- -- -- -- -- And let -- -- a much. Better your team. -- many of Caroline eating. And Saturday and I met my. Doctor Joshua -- and Jeremy. Good and I -- region they all know. My living every letter you are on radio WOR and. My name is Andy and my -- -- yeah. We had -- in order to graduate and Kate. Yeah one of our competitors. And he did that yeah can't lose power and they're dropped it on the way out. And there on -- -- -- -- -- -- for our dad is staying independent legal team we needed to be everyday normal winds they are acting only -- like the eight bidders. Next -- every little cakes and there's no place in Hawaii to be graduate -- In. Our hour. More than. It. -- -- -- Tomorrow and during -- all of this. Our local economy grow and we. PM. -- Hardware errors and them. -- -- -- -- -- -- The right term. Member. And electing more leading -- Include the following her you'd like a rare coin. Collection. Maybe you have a collection and just wanna know what it's. Allen have. On the market. Going to brilliant goal I don't even rare collectible pocket. Boulevard and all -- Oh. And president -- now armed militant group has been pregnant. I'm improve visibility reported messenger you can it was. -- yeah. I'm -- -- -- yeah. Paul and I can't. Reach -- at 01318. Year old and -- On online. -- How William Walker the walker man advantage early. I don't know why. -- -- Our our. Our. Why aren't a magic on the one when he knocked. -- but it all over my right. Are. You are walker learned and -- -- If you're losing your money words you can call open -- and 8117. -- complimentary -- solution. Welcome back to come to our planning. -- a minute and only -- last week Monday JPMorgan Jamie Dimon. -- -- went and broke the wire. And an add on to read about -- and that's exactly what they were doing -- are in a long article MarketWatch long article New York town long article. Bloomberg. And at the -- and don't know what they were doing now and realized. That -- billion dollars and what they were going to. So bad that Taliban -- Cuba. -- you know every. Financial and right -- -- Money going in and and money with an umbrella over them or grant money with umbrellas are heard and I'm. -- it or whatever you do what these guys -- Well. All of that under because you're. The you've got smartest minds in the world. On all rate and urging him and can we don't care. -- model model even doing. Computer modeling and I don't even have you were using rankled when they were doing kind of you know model how this thing work. -- What are -- and yeah. CDOs. That they were you. Even Begin to argument and it. You could lead on it or not good bad or as little or right. I. JPMorgan. Was a paradigm of how you're supposed to run a merchant bank on wall and got -- we heard -- we -- And now in an era. Where you've got to really about it. All -- By going on. Mortgage. And in various corporate. And JPMorgan. Investment. Banking and insurance again. A major way that is about making based on other and on my back -- -- -- Me you're. In an index of derivatives of about a 101 company called. DNA -- JPMorgan. And -- anything. And it but he. Strategy grew so large that it became obvious there invest -- On our big JPMorgan. And Warner. And at a press. We all brilliant. Great. Very -- -- -- -- -- -- economics writer wrote real life on. The closure by the future. Treasury Secretary and current JPMorgan. You know people get it is talked about. Korea and needed Heatley. Our. Jamie -- And billion dollar derivatives should be aware that what reveal. And I don't. It the parent in between traders using leverage with your money in an -- -- -- -- -- There is in 98. -- the ability to proprietary trading -- If you've written and oral. Read your. Human agent saying -- I ever -- -- -- Crashed the economy. In match. Or are these me advised will be doing in the memory and cry -- -- -- -- -- -- -- -- -- -- Are not in your life. And apparently there were originally. Actually -- living. Being on. The high ranking. The medical -- over management and even. Derivatives. Are enormous -- and leverage are inherently dangerous. So -- actual weapons. Auction and Britain -- from a global. When -- government is nimble company is nimble. If they can do things like. But -- Alaska to an acre. Or -- to look a -- last 22 million dollars. In the end result on the -- big they're -- out thousand dollar dollars in 2000 dollar hammer unit and the same thing with banks and their nimble they can make wash trades in the care what people might -- when they're. May enormous trade in all his Austin. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- And the government waste problem the only problem is the government doesn't count how they government. We're looking at a chart on the TV Iraq now that must say that under funded pension. How it and -- as the other day where they're worried about -- trying to make it that. Are -- well they're not abandon it because they've under funded it they've under under the here. In numbers you'll want a chance of and our company -- Making good on their prom they always make good on their promise because -- government has required them to preserve. Not at what -- You know what -- government gonna make good on his -- Charity but probably not what Morgan Brittany in well. It and it all along the lines a little note -- day the protect currently married on idol or American protectorate. Filed not denying the Chapter Eleven -- and that deal and it -- all over the Carolina. And we're we are under on them that really should you. The only per. -- -- going to be able to count on or your income. You. And you have not had downs somebody under an income distribution. -- -- -- Do -- wrong. And I improved. Over. We'd been told by. The real all the big boy. Retirement and according to the model. Carla Berry and the world. Because the market. Eight and over time. You don't need to be temporary downturns the critical. Market all back over time. Ever and -- or you retire you don't ignore it or for oak run. Money. Well and were wearing and it didn't do for a number you'd ever -- eighteen. We're well. Secular bear market in the market the -- -- -- sport and year out while the market law already and tell you -- Really important having an empty call -- her to quit. The government is serious trouble become. Or did you -- and they rob Peter to pay Paul right now they're using all the Apollo. And -- and their -- in. One case. You need to take don't advise you that and -- you need to -- column in the or one date for the government -- help. We were we were just looking at rock on and they were doing ordered an -- you are warning that oral and too dangerous or -- The red lag or leaning -- the government in -- we need you guys. Rate in the Gary in English language where the government we're here to help. -- morning. Over her brother were not entitled -- the American -- -- o'clock and that's not young man and he is our current and heard talking about it on the show but it and why I got nothing to do. You Manning's -- that we -- -- and I know that there are some people that are young in my group. And now. -- Know that there are and I'm running and ever younger people we you'll better. -- How it all. Out of -- Government. To. We knew it because they -- the -- And -- -- -- read and importantly what do you do when you remember about 240 how in the hell are. -- -- You you can do about -- you can't remember what. Getting help. Get not -- going to the gym getting an eating right you don't you don't I got people motivate and help. Battle. Of good good artwork out. You need to call for Jim and I recommend you read all about they've been voted him. Out. There would. -- Brother them. Not get down. Under a -- I think. After eight. Hours. I -- re not out of date. Remember umbrella rain jacket and -- -- it up. And bring. It -- let her. On knees -- below are. I'm here dilution -- a -- solution to the couple's. -- -- -- don't -- -- Not only making them and I'm in the world yeah. 300. -- And everybody. Right. Are. Trying to seal for -- diamond -- the -- all. Un -- a lung. You are. The I -- -- 998. Mile an hour or. Roll a 73930. Mile. A gallon. You'll be. There or you're. Knew -- double -- 990. Every. Go to Google donate 100 dollar. Roger -- -- Only. Thirty year. Dot com more. Hurry you ought to be on the one -- In title in. All. Agree. Or. -- -- -- -- Brand new. -- W ordeal -- calling card. In their -- in London and tell you re going to call home our. Country or one. -- -- I yeah. -- southern. -- AI RLR. Richard. And William Thomas. Miller is. There are now on to. Tell. A hundred or. -- -- -- -- -- Right now. Our. It. You're losing your money -- -- call until and 887. X 768. Were complimentary consultations. This. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Would have been the largest and shipment of mayonnaise ever delivered to Mexico. But as we know the great ship didn't make it to New York Jets hit -- not Bergen thank in the -- was all -- ever. The people Mexico or about -- Eagerly awaited the delivery. But we're disappointed whenever and their anguish was so great declared a national day of mourning where they still -- this. And a day of mourning occurs. Ichiro made -- and is not known as Cinco De Mayo. It. Bloggers left. And Alina. Can go and -- Are. -- but it might. You'll remember. Yeah and it -- -- All. Six. Among elected. Younger so we'll leave that. Missionaries right. Unless she's still working. She's. With displays of we have all thousands and thousands of hours every year. The use it as if there is there something. That you legitimate. Location. We're. -- -- about you know the movie they're saving for retirement. And the -- but -- We don't know whether this week it visit all of all of we all vote I mean there was one of their ideas. When they are there. And saying -- All the fees and there's. If we get itself what else. Would -- be. Was that they quote things situation. Would've been on armored you know how much capital gains embedded and I'm telling me I. Know many more practical kind of approach might Jack. You probably heard of Robert. -- Shiller index the you universe economics. Widely regarded as the -- in -- I a couple of chart -- that I showed you a harder to pride thing. And I actually two shark. Chart showing chart number one. The housing -- 98 or depression. How much housing value during the depression it shows. Where we are so. Why. Is during the depression already and heart and my short. Ninety show impression how much oil and come back the war and their normal range of value it running right in the middle of art and come. Barney Chris Dodd and the -- and create the look like a big arm charted jet. The man aren't you imagine. How can value in and out on the people are buying the -- on. -- we're told by the re. Going -- always go. Well or are crashing. Prediction -- -- and I've been here. Or and or -- bottoms out and when he finally does. Going back. Got onto the top of the matter are gonna come down to what would be normal back I. Simply to point out that debt you have what isn't eating. Value. Movement on in. The -- Currently an argument that it -- And there. Are going going down in value -- -- the amount of money you would. Luxury. Or. -- did you go down -- you probably would of the hour flight and the. Recently to take a wonderful trip anywhere in the world where -- I. Well I think I think tech should be a consideration but it shouldn't be your only consideration. He tells Tony correct and how brought him down if you wait -- house press it down even further you may not have any capital gains I'd rather pay capital gains get a fair price on my house. Now then what eight and then not have -- -- sometimes when -- -- the town that's the only consideration that is not. I don't. Its capital gains. Based solely all of what you hate or vs what -- sell it -- -- we're just Greg he's -- Yeah. And you aren't that aren't yet -- are you gonna. Wanna -- a short. How. Out an important they are you come and we might be more to do. Okay you got these items. Very. There was -- all of it lived in Mexico. Has decided he wanted to have these these. The play also a base of Wales and this year they were all -- -- So when he there you realized there was no place for -- so. Those are four incidents that you watched it. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- As a result that was a really great. When he got you'll almost everybody ask you missed the world. Did you have a nice and where the people that America really nice that you is that they were -- -- -- -- it every or games started. Everybody was and I've been saying Jose changes. Now. We. Were even. Taught me a -- and quickly and that you are and. Doing quite well. Your previous conversation -- some of my questions that hadn't even thought. Course I'll. I was thinking about how and also new as far as retirement and if they're safe place these days because it seems like everywhere you get is at peace. Are usually running tired and want to return to -- -- I did. Hear. The nine and -- all stock mutual arms to her I. Mutual lost ninety -- the law average. Per year. -- The one point or another orgy gone. Money by buying -- no load. Mutual and -- and in doing that -- are currently are. -- exactly we are all week do you. -- you and your money. Put -- In. And when the day going up we shot -- real -- around but there is zero outlaw lower the worst of drop the bottom. Dropped or were you. Wrote. 00 yeah there are. Complicated and we don't about a mile. And get into it and I. And in and showing them up and end. I would like -- that let me leave you with just a quick challenge. In particular -- someone he has access to -- historical records and search. I would like to hear what would have happened had all of -- -- many things get a free savings and don't. And not yet. We'd be accrued interest would that amount. Well we can go where I got an information out -- we are. I -- -- and you are. Again to. 800. And I. -- -- what you can and make money -- market goes up and not put. Ardently you can create your own pension. Look -- and there's no -- do it call it. That these are not. You know -- earlier we're talking in the lawless one or any year and with -- in my hands. That you can enjoy your retirement and not outlive your retirement savings we appreciate it clients coming in we appreciate all those who have I've done business with us. And we just want to have a great week. We'll see you next week that common sense retirement planning.
