Common Sense Retirement Planning

perspective here. Though the market is up for the year. From a retirement planning standpoint and remember. When you think about retirement planning you're not talking about what the market did next week next year. It's what's likely to happen to the economy the market

Welcome back to common sense retirement planning this is Phillip island with. My good friend and co host Tony -- were privileged today to have friends Harkin and friendly

back and talk more about some specific retirement ideas on comments -- retirement planning in a moment.

my best friend and partner Philip Allen and this is common sense retirement planning where we. We talk about things that you probably not gonna be hearing much on the mainstream press all of today something we've been talking about was on the mainstream press will tell you that betterment. But we talk about retirement planning as opposed to just plain ol' Vanilla investing. And so for the next hour that's where we are and we're gonna talk

in retirement plan and -- you want somebody that understands. Investment and retirement planning is just out to sell you some sort of insurance product. Possess what they do.

the answer. Out will we come back we're gonna talk about another. Retirement planning -- 401K and how your government has big plans for your 41 case and you don't -- miss that. I'm Tony -- with Philip Allen if you're just joining us this is common since retirement planning . We -- with more of this I after the.

People are running out of the market and volume -- In the Federal Reserve . Because it was or is it possible. -- act organ and all the big Wall Street bank. Go and they've made available

Of in heaven's -- for a complimentary so. Welcome back to common retirement planning a -- balance with Marco and Tony they don't. So young man hired by supermarket reported. They have worked the manager greeted

of goal warrants that was a great professional. Defensive tackle. Was the Tampa Bay Buccaneers played the University of Miami. On television don't see it and we aren't eighty million dollars and here's. FL career probably did

Welcome back to common retirement planning -- Alan and Tony dale. Tony -- talking about people have irrational exuberance in the market -- what's ahead for the meltdown

Complementary. -- back from retirement year ended up you know our common retirement planning . On your. Retirement plan on your time and I am or am hero and a man to talk a little bit earlier

Well good morning. This is Philip Allen with common sense retirement planning . Today my friend and co host Tony dale is on assignment. So to speak and he'll be back next week. With adventures

in the world and we'll miss Tony today. But a common -- retirement planning . Securities that we offer is through capital investment group as a member of Citic securities investors protection corporation and Sandra. The Financial

program with wisdom from the Bible. And air show is common sense retirement planning what we want to do with their clients as we want our clients to prosper. We want to prosper. Spiritually. Prosper and

and that was the period. During which we baby boomers. Started our retirement planning we started the accumulation phase that we were funding our 401 -- now IRAs in fact. What created that bull market was bad and at the same time. We were out buying everything that wasn't nailed down we were buying houses and cars and baby carriages and -- and consumer spending was going to -- with the economy was on fire. But everything is cyclical. Everything in the universe is cyclical and now we're twelve years in to a secular bear market as I mentioned. But here's what's happening in this is the stories we get every day from people to come to see is what they're being told by a lot of advisors is the same thing they were told an 82 to 2000 which is. Hey look this is retirement planning is not that are all you have to do. We just can't be diversified. Portfolio because of course diversification supposed to get